What Are T-Bills?
Treasury Bills (T-Bills) are short-term financial instruments issued by the Government of India, aimed at meeting immediate funding needs, with repayment guaranteed on a specified date.
Regarded as one of India's top fixed-income investments, T-Bills are zero-coupon securities sold at a discount to their face value, with the full face value repaid on the maturity date.
T-Bills, government-backed short-term debt instruments, are available in tenures of 91, 182, or 364 days. With Innovators Hub, you can conveniently purchase T-Bills, which are then allocated to your demat account.
Sovereign Guarantee
Authorized and issued by India’s government.
Reliable and protected.
Minimal to no risk of default.
Highly accessible cash flow.
Government-issued short-term instruments.
No TDS
No TDS is deducted upon repayment, as it is taxed as short-term capital gains (STCG).
Risk reduction element.
T-Bills are issued by the RBI and backed by a sovereign guarantee from the Government of India, resulting in minimal to no risk of default